Hi, folks. Well, it's over! We have a daughter! <img alt="" class="inlineimg" src="http://www.kickrunners.com/forum/images/smilies/biggrin.gif" style="border:0px solid;" title="Very Happy"><br><br><b>Jillian Eliza Mann</b> was born at 12:42am on Tuesday October 16 (less than 3 hours ago!) She weighed 6lb 9oz, and was 18 3/4" long.<br><br><span style="font-size:small;">Maggie had to have a C-section because Jillian was turned the wrong way, and the surgery went fine. Mother and daughter are both resting comfortably at the hospital. I am now home and hope to get some rest as well... More details to follow...</span><br><br><br><img alt="" src="http://img.photobucket.com/albums/v47/bobmann/Baby/Jillian_Maggie_2minutes.jpg" style="border:0px solid;"><br><br><br><img alt="" src="http://img.photobucket.com/albums/v47/bobmann/Baby/Jillian_20minutes.jpg" style="border:0px solid;">
30s Tuesday Oct 16
1 reading
gatorbob
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That article ends with the biggest chunk of mumbo-jumbo I've read in a long time.<br><br>
"Of course the ultimate measure of success or failure is the outcome—what impact, if any, did the experience have on the bottom line of the prime sponsor, LaSalle Bank. Will fewer people bank with LaSalle as a result? Probably not. Has the reputation and credibility of LaSalle and the race organizers been damaged? Absolutely. Has it been damaged irreparably? It depends on what actions they take going forward. ."<br><br>
If the reputation has "absolutely" been damaged, but it will not result in fewer people banking with LaSalle, why be a sponsor in the first place since it has no effect?<br><br>
Or is the famed "I'm rubber and you're glue" argument and sponsoring events only has a 'good' impact and never has a 'bad' impact.<br><br>
Pbbbbt.<br><br><b>Healthcare</b><br><br>
Clare, you don't even want to know how deep this rabbit hole goes.<br><br>
To make things even better, the hospitals have "imaginary" prices. No one pays these prices, except for people who have no money. E.g. if you get extra-strength Tylenol in a hospital, it is not uncommon to see it on a hospital bill for say, $120. Of course, the insurance companies know that is BS. They negotiate their own, much lower rates. The only people who the hospitals try to stick with the higher rate are those who don't have insurance. After DS was born I got copy after copy of giant, ridiculous bills labeled "THIS IS NOT A BILL" that I would then send to my insurance company. I wanted to send them back with a piece of paper that said "THIS IS NOT A CHECK"!<br><br>
A buddy of mine, also self employed got nailed by this thusly. His insurance agent was a crook. He was paying $1K/mo for his family policy quarterly. At some point the insurance agent pools up all the money he gets from his clients and splits out of the country. The insurance company lets it sit for a while and my buddy does not find out until 1 week before they go into the hospital for delivery of daughter #2 that their insurance has been no good for 3 months.<br><br>
Plus once you have a 'pre-existing' condition, good luck getting a new insurance company to cover it. (If you work for a big company and have a group plan, you can avoid some of this). So buddy gets new insurance, doctor tells him to ride it out and they'll figure it out.<br><br>
Hospital sues him for full list price. $20K+ for delivery, misc for prenatal. Insurnace agent is gone, out of business, out of the country. Old insurance company says they ever got the premium. New insurance company says not our problem.<br><br>
He has to take out about 30K in a home equity loan to pay off the hospital and settle the lawsuit.<br><br>
Welcome to US health care.
"Of course the ultimate measure of success or failure is the outcome—what impact, if any, did the experience have on the bottom line of the prime sponsor, LaSalle Bank. Will fewer people bank with LaSalle as a result? Probably not. Has the reputation and credibility of LaSalle and the race organizers been damaged? Absolutely. Has it been damaged irreparably? It depends on what actions they take going forward. ."<br><br>
If the reputation has "absolutely" been damaged, but it will not result in fewer people banking with LaSalle, why be a sponsor in the first place since it has no effect?<br><br>
Or is the famed "I'm rubber and you're glue" argument and sponsoring events only has a 'good' impact and never has a 'bad' impact.<br><br>
Pbbbbt.<br><br><b>Healthcare</b><br><br>
Clare, you don't even want to know how deep this rabbit hole goes.<br><br>
To make things even better, the hospitals have "imaginary" prices. No one pays these prices, except for people who have no money. E.g. if you get extra-strength Tylenol in a hospital, it is not uncommon to see it on a hospital bill for say, $120. Of course, the insurance companies know that is BS. They negotiate their own, much lower rates. The only people who the hospitals try to stick with the higher rate are those who don't have insurance. After DS was born I got copy after copy of giant, ridiculous bills labeled "THIS IS NOT A BILL" that I would then send to my insurance company. I wanted to send them back with a piece of paper that said "THIS IS NOT A CHECK"!<br><br>
A buddy of mine, also self employed got nailed by this thusly. His insurance agent was a crook. He was paying $1K/mo for his family policy quarterly. At some point the insurance agent pools up all the money he gets from his clients and splits out of the country. The insurance company lets it sit for a while and my buddy does not find out until 1 week before they go into the hospital for delivery of daughter #2 that their insurance has been no good for 3 months.<br><br>
Plus once you have a 'pre-existing' condition, good luck getting a new insurance company to cover it. (If you work for a big company and have a group plan, you can avoid some of this). So buddy gets new insurance, doctor tells him to ride it out and they'll figure it out.<br><br>
Hospital sues him for full list price. $20K+ for delivery, misc for prenatal. Insurnace agent is gone, out of business, out of the country. Old insurance company says they ever got the premium. New insurance company says not our problem.<br><br>
He has to take out about 30K in a home equity loan to pay off the hospital and settle the lawsuit.<br><br>
Welcome to US health care.
Ahhh, never heard that before, I'm cracking up! Sometimes I'm so clueless.<br><br>
Oh, yeah, got the 3rd cortisone shot in the right shoulder today. 2nd was in April. Been in therapy for 2 months and little to no better.<br>
I will have a repeat MRI in late January and depending on the results and how my shoulder is feeling, the Doc. may go in orthroscopically (sp?) and scrape the underside of the whatchamacallit where the impingement is occuring, to make more room. mmmm, scary!<br>
now I've really got to go.
Oh, yeah, got the 3rd cortisone shot in the right shoulder today. 2nd was in April. Been in therapy for 2 months and little to no better.<br>
I will have a repeat MRI in late January and depending on the results and how my shoulder is feeling, the Doc. may go in orthroscopically (sp?) and scrape the underside of the whatchamacallit where the impingement is occuring, to make more room. mmmm, scary!<br>
now I've really got to go.
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QOD: I just cried in the ladies' room. That pretty much says it all.<br><br><a href="http://www.npr.org/templates/story/story.php?storyId=11689698" target="_blank">Massachusetts has a new regulation require all residents to have health insurance</a>. We're very progressive her...gay marriage, now health insurance. I like MA.
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<b>{{Maureen}}</b>
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((((((moe))))))))
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aw Larry! I'm so glad you changed you avatar to your own handsome mug!
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Well everyone else was doing it so I figured, what the heck. <img alt="" class="inlineimg" src="http://www.kickrunners.com/forum/images/smilies/smile.gif" style="border:0px solid;" title="Smile">
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Ummm, we need the picture before May 2008 silly, its going in a calendar for 2008 so I'd say we need it by December-ish...<br><br><br>
Yeah, my bill (whiich was fully paid for by my insurance) for the hospital when I had DD was $24k. We had to stay an extra 2 days because she was jaundice and they put her on light therapy. Since I was nursing they let me keep my room, I just didn't have a nurse assigned to me.
Yeah, my bill (whiich was fully paid for by my insurance) for the hospital when I had DD was $24k. We had to stay an extra 2 days because she was jaundice and they put her on light therapy. Since I was nursing they let me keep my room, I just didn't have a nurse assigned to me.
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